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Fha 203K Loan Limits 2016 fha loan homeowners Insurance Requirements An FHA 203(k) loan provides the money needed for purchase, repairs and related expenses for individuals who want to buy and rehabilitate a damaged home. more uninsurable propertyfha sets loan limits For 2016 – MortgageOrb – The Federal housing administration (fha) has set its loan limits for 2016, raising them in 188 counties in order to account for increases in home prices. The new loan limits are effective for case numbers assigned on or after Jan. 1, 2016.