Government Refinance Program

Although about 800,000 homeowners have refinanced their loans under the government’s home affordable refinance program, or HARP, the sour state of the economy has prompted administration officials to.

The Home Affordable Refinance Program (HARP) was created by the federal housing finance agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

A Home Affordable Refinance will help borrowers refinance their first mortgage even if the balance owed is more than 100% of the home value. For example, let’s say the amount you owe on your first mortgage is $500,000. You may be able to refinance even if the home value is now only $400,000. Learn more about the Home Affordable Refinance Program

Interest Rate Reduction Refinance Loan The Consumer Financial Protection Bureau and VA are issuing their first, ‘Warning Order’, to service members and Veterans with VA home loans. If you have a VA home loan, then there is a good chance that you have already come into contact with unsolicited offers to refinance your mortgage that appear.

Mortgage Lender Requirements Learn about mortgages, view rates, use mortgage calculators & rate tools to help find the loan. Apply for financing and get the mortgage that meets your needs. days after the end of the calendar month in which you satisfy the requirements.

Find a Housing Counseling Expert Page Content The advice of a housing expert from a HUD-approved housing counseling agency can be invaluable during the foreclosure prevention process, with so many financial terms to remember and a process that can be complicated.

The comment comes after a day of speculation that the Obama administration might consider such a program, stemming, in part, from a Federal Reserve white paper released Wednesday suggesting regulators.

Mortgage Loan Basics Basics of Mortgage Processing Page Content The role of loan processors in the overall mortgage loan process, and strategies on how best to communicate with them are covered in this course.Home Buyer Assistance Programs Texas The Texas Department of Housing and Community Affairs (TDHCA) handles not only the My First Texas Home program, but all of the state’s first-time home buyer offers. This program is a 30-year fixed-rate loan with relatively easy-to-meet credit stipulations, along with decent interest rates.

The Federal Housing Finance Agency (FHFA) announced that it will end its Home Affordable Refinance Program (HARP) on December 31, 2018. HARP was launched in 2009 as a way for homeowners who are.

This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy saving features to new or existing housing as part of a Federal Housing Administration insured home purchase or refinancing mortgage.

Government Refinance Programs – We are most popular loan refinancing company. We can help you to save your money and time when refinancing your mortgage or buying a home.