Under the FHA streamline refinance program with no cash out, most borrowers can refinance to lower mortgage rates without the need of an appraisal. Borrowers must have a current FHA loan and a good.
Eligibility Requirements. Cash-out refinance transactions must meet the following requirements: The transaction must be used to pay off existing mortgages by obtaining a new first mortgage secured by the same property or be a new mortgage on a property that does not have a mortgage lien against it.
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