Real Estate Interest Rates History

Mortgage interest rates forecast, plus housing and real estate predictions from experts. Find out what top analysts are saying about mortgage and real estate.

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Federal Interest Rate Chart In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve to maintain depository institutions’ reserve requirements.